RV Insurance

Protection for Your Home on the Road

Our RV insurance plans are built for Florida adventurers—customized for how and where you travel.

Why RV Insurance Matters

Your RV isn’t just transportation—it’s your mobile living space, and it deserves coverage that reflects that. Standard auto insurance doesn’t cover the unique risks RV owners face, like property damage inside your unit or liability at a campground. Whether you’re part-timing in an RV park or living full-time on the road, we help protect your vehicle, your belongings, and your lifestyle. With policies tailored for Class A, B, C, trailers, and campers, we’ll make sure you’re covered no matter how far you roam.

Two girls are standing in front of a rv parked on the side of the road.
A woman is standing in a hallway looking at her cell phone.

What RV Insurance Can Cover

Collision & Comprehensive

Covers damage from accidents, theft, vandalism, or weather-related events.

Liability Protection

Covers injuries or property damage caused while operating your RV.

Vacation Liability

Provides extra protection when your RV is parked and used as a residence.

Contents Coverage

Insures personal belongings like furniture, appliances, and electronics inside your RV.

Frequently Asked Questions

  • Is RV insurance required in Florida?

    Yes—if your RV is a motorized vehicle (like a motorhome), it must be insured like any other vehicle on the road. Even if you only use it occasionally, Florida law requires minimum liability coverage. We’ll help you meet legal requirements and recommend optional protections that suit your usage.

  • What’s the difference between RV and car insurance?

    RV insurance includes extra protections you won’t find in auto policies—like coverage for built-in equipment, attached awnings, or liability while parked at a campsite. It’s a more complete policy designed for both driving and living.

  • Do I need special coverage for full-time RV living?

    Yes. Full-time RVers need more robust protection, similar to a homeowners policy. We’ll help you add extended liability, medical payments, and personal property coverage so your RV truly feels like home.

  • Can I pause coverage when I’m not using my RV?

    Some carriers allow off-season adjustments or reduced premiums if your RV is stored during part of the year. Let us know your travel schedule—we’ll explore flexible options to help you save.