Personal Insurance in Naples, FL
Coverage That Fits the Naples Way of Life
From beachfront condos to inland homes and seasonal properties, we help Naples residents stay protected with personal insurance that’s built for coastal living. With over 26 years serving Southwest Florida, we understand the unique coverage needs of homeowners, drivers, and boaters in Naples.
Why Personal Insurance Matters in Naples
Naples is more than a place—it’s a lifestyle. Whether you’re enjoying sunsets on the Naples Pier, exploring Old Naples on your golf cart, or managing a seasonal rental in Park Shore, your insurance should reflect the unique risks and rhythm of life here. Flooding, hurricanes, and seasonal occupancy can all affect your coverage needs. That’s why we provide personalized policies for homes, condos, vehicles, and more—backed by local knowledge and responsive service.
What We Help Cover
Protect your investment from wind, water, theft, and more. Learn more on our
Home Insurance and
Condo Insurance pages.
Essential protection for properties near the Gulf, canals, and low-lying areas. Visit our
Flood Insurance page to understand your risk.
Whether you’re commuting on U.S. 41 or cruising through Pelican Bay, we’ve got you covered.
Coverage for weekend outings on Naples Bay or longer getaways across the state. Explore options on our
Boat Insurance and
RV Insurance pages.
Frequently Asked Questions
Why is flood insurance so important in Naples?
With so many homes located near canals, the coast, or within flood zones, flood insurance is a must-have—even if your lender doesn’t require it. Standard homeowners policies don’t cover flood damage, which is why we recommend a standalone flood policy. Visit our Flood Insurance page to learn how we can help.
Do I need special insurance for a seasonal or vacation property?
Yes—seasonal homes, especially those left vacant for part of the year, carry unique risks like theft, water damage, or delayed maintenance. We offer customized home and condo insurance policies designed for part-time and vacation homeowners.
Is golf cart insurance necessary in Naples?
It depends on how and where you use your golf cart. If you drive it in street-legal communities, golf clubs, or neighborhoods like Grey Oaks or The Moorings, insurance is highly recommended—and often required. Learn more on our Golf Cart Insurance page.
Can I bundle my personal policies?
Yes! Many Naples residents bundle home, auto, and umbrella coverage for better rates and simplified billing. We’ll shop top carriers to find the best combination of price and protection.