Commercial Insurance in Naples, FL
Support for the businesses that keep Naples thriving.
From shops on 5th Avenue to service businesses and tech startups, we offer tailored insurance solutions for Naples businesses.
Safeguard Your Business from the Unexpected
Naples is known for its vibrant local economy and diverse small businesses. Whether you run a boutique, restaurant, or professional service, we help protect your business with flexible commercial insurance options. We understand local risks—hurricanes, flooding, and coastal exposure—and help you stay prepared with policies that grow with you.
What This Insurance Covers
General Liability
Covers bodily injury and property damage claims made by third parties.
Commercial Property
Insures your office, inventory, and physical assets.
Workers’ Comp
Covers employees if they’re injured on the job.
Business Interruption
Helps cover lost income during downtime from a covered event.
Professional Liability
Protects against claims of errors or negligence in your services.
Frequently Asked Questions
What types of businesses do you insure in Naples?
We work with restaurants, retail stores, service providers, and more. Whether you're brick-and-mortar or home-based, we tailor coverage to your operations.
Is flood insurance included in commercial property coverage?
Not typically. We help Naples businesses add flood protection to guard against storm surge and rising waters.
Do I need workers' comp if I use independent contractors?
Florida law doesn’t require coverage for independent contractors, but it’s best to speak with us to determine if coverage makes sense for your business model.
Can you help with policy bundling?
Yes, bundling commercial policies can simplify management and reduce premiums.