Personal Insurance in Marco Island, FL

Insurance for island living and peace of mind.

We help Marco Island residents secure their homes, vehicles, and watercraft with protection designed for coastal life.

Overview

Living on Marco Island means embracing the beach lifestyle—but also preparing for tropical weather. We offer insurance options tailored to your property and personal needs, including vacation homes, golf carts, and more.

An aerial view of a beach surrounded by trees and a body of water.
A dock with lots of poles in the water with buildings in the background.

What This Insurance Covers

Condo Insurance

Interior unit and personal property coverage.

Flood Insurance

Vital for homes and rentals near the coast.

Golf Cart Insurance

Required for neighborhood and beachside use.

Umbrella Insurance

Added protection for personal liability risks.

Frequently Asked Questions

  • Do you cover vacation homes on Marco Island?

    Yes, we specialize in seasonal and short-term rental coverage.

  • Are golf carts street-legal on Marco Island?

    Yes, in certain zones. We help you get the required insurance to stay compliant.

  • Is flood insurance required for condos?

    HOAs may cover the building, but unit owners still need personal flood policies.

  • Can I get insurance for short-term rentals?

    Absolutely—we provide policies designed for Airbnbs and vacation rentals.