Bob McMullen Insurance Agency

Making Insurance a Breeze in Southwest Florida

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Your Local Insurance Partner Since 1999

 

At Bob McMullen Insurance Agency, we understand the unique risks of living in Southwest Florida. From hurricane insurance in Fort Myers to boat insurance in Marco Island, we help individuals, families, and business owners find coverage that fits their lifestyle and budget. With more than 80 years of combined experience, our team is committed to making insurance easy, accessible, and tailored to your needs.

Personal & Commercial Insurance

Protecting Your Florida Lifestyle, One Policy at a Time

No matter your needs, we’ve got you covered. From personal policies to business solutions, we provide coverage that lets you focus on what matters.



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Personal Insurance

Life in Southwest Florida means sun, sand, and the occasional storm. We offer personalized coverage to keep your home, vehicle, and assets secure.

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Commercial Insurance

Running a business comes with challenges—your insurance shouldn’t be one of them. We offer tailored coverage to keep your company protected.

About Bob McMullen Insurance Agency

A Local Agency That Puts You First

For over 26 years, Bob McMullen Insurance Agency has been a trusted name in Bonita Springs, Naples, Estero, and beyond. As a local agency, we go beyond policies—we build relationships. Our goal is to simplify insurance, provide honest guidance, and help our neighbors feel secure in their coverage.

  • Serving Southwest Florida – Marco Island, Fort Myers, Cape Coral, Port Charlotte, and more.
  • Personalized Insurance Solutions – No cookie-cutter policies, just coverage that fits your life.
  • A Team That Cares – Real people, real answers, real peace of mind.

★★★★★

Client REviews

Real coverage. Real peace of mind.


  • Diane is the best. She is helpful, resourceful, prompt, and kind. Grateful for her expertise during a trying time with an insurance claim. She has provided excellent coverage for many years to our family. Thank you Diane!

    IGC Service Group
  • Diane Ryan is fabulous! Answers your questions promptly. Truly cares, is very thorough and gets you the best rates! I have also spoken to Jordan and she is wonderful as well. I highly recommend this agency….i will continue to recommend them to all my friends.

    Carol Milove
  • Diane is wonderful. Really cares for her customers and works hard to make sure they get this best service for their money.

    Charles Cavaliere
  • Renee Scott was a tremendous help to me when I needed help with my automobile insurance. She made herself available and offered me several options. She was knowledgeable and very courteous. She was also very adapt at helping me with my condominium insurance. I would highly reommend Rene with the Bob McMullen Insurance Agency.

    Rickey Reichle
  • Very caring,thoughtful Professional.

    Kurt Hamernick
  • If you need help with insurance of any kind, Diane Ryan, at Bob McMullen Insurance, is the person to go to. Diane has helped me with car, home/roof, and flood insurance for the last 10 years. She always finds the best coverage at the least expensive rates. If you need someone in your corner to get a claim processed, she is the right person for the job. Diane will fight for your rights and make sure you get every penny you deserve.

    Emily Porter
  • Thanks to a great referral from a friend, I was introduced to Renee Scott from Bob McMullen Insurance in Bonita Springs, Fl. Can’t say enough about how friendly, supportive, patient, and helpful she has been. She’s a hard-working, caring individual who is a strong, solid pro. Exceptional follow-through and very timely. Really knows her business well. She provided me with numerous options and suggestions. She’ll even shop for you without being asked for alternative coverage as soon as she sees big increases impacting your coverage. I highly recommend her.

    William Schulte
  • Renee is terrific to work with! Through purchasing a home in FL and soon thereafter being impacted by Ian, Renee has been there every step of the way to provide needed information and assist in navigating through insurance processes. She is accessible, responsive and always willing to help.

    Mark Manbeck
  • I have worked with other insurance brokers in the past. Renee Scott@Bob McMullen is the best. Not only does she find the correct insurance for me, every year she shops the best for me and stays in touch with me. Talk about customer service!👏I recommend this agency and Renee!

    Jeannie sullivan
  • If you want someone who will always answer your calls, follow up in a timely fashion and patiently answer your questions, Renee Scott is your girl! She worked with me to make sure my coverage was adequate and cost-effective. I'm new to shopping for FL insurance and she made the process easy. Thank you Renee!

    Stavroula Melegos
  • Renee did a great job of helping us. She is knowledgeable and thorough. The initial policy process was great and our first renewal term was even better.

    Randy Kemnitz
  • After almost 18 years with an insurance agency regarding my home, I received a renewal which increase almost 1100.00 a year. Received a referral from my neighbor and called Bob McMullen insurance and spoke with Renee, she that shiny star managed to save me almost 750.00 with increased coverage. This agency is just wonderful…. Thank you so very much

    Marlene Kenney
  • I have been with the Bob McMullen Insurance Agency for my insurance needs since 2019. My Agent is "Renee" who has always been extremely helpful and knowledgeable. If I have a question I call her directly, if I need something I call her directly, she is very accessible and always quick to get back to me with requested information such as quotes on new policies. I highly recommend the Bob McMullen Agency and Renee.

    Jeff Mathias
  • Very dedicated team and will work to find out the best deals! Renee is a valuable employee and extremely helpful!

    Chris Comeau
  • Renee at Bob McMullen is the best insurance agent I have ever worked with ! Her knowledge of insurance and the best companies to utilize is just one of her many great traits. She replies quickly to my emails and questions and keeps a keen eye on the best pricing for me. I feel like I'm in very good hands with Renee handling my business...and you will too. Tim McAuliff

    Tim McAuliff
  • Kindness and professionalism is what we receive.

    Michael Tedesco
  • Agent Jordon Reiss is so helpful and caring...highly recommend her …

    jan P.C
  • So glad we found Renee at Bob McMullen’s office! We’ve been working with her for several years now and she’s always been helpful. With the current insurance instability, I have even more questions. She is patient, kind, extremely knowledgeable, always there to answer my questions, she explains in terms we can understand. She always returns our calls, emails and texts in a reasonable time. She has the best customer service and knowledge of the insurance industry Here's 5 ***** to you. Thank you Mr McMullen for such a great asset!!!!!!!!!!!

    Val D
  • Agent Renee Scott has always been very responsive to my inquiries over the years. Her efforts are truly appreciated. Paul H

    paulhmq
  • So glad we found Renee at Bob McMullen’s office! She has been an excellent resource for us. We’ve been working with her for several years now and she’s always been helpful. Now with the current insurance climate, it seems I have even more questions. Renee is ALWAYS there to answer them. She is patient, she is kind, and she is extremely knowledgeable. Her experience shines through to her service. Renee deserves the five star review!

    Jenny Larsen
  • Renee Scott was very quick to respond to my request and had multiple insurance options for me to review. She was very knowledgeable about these options and explained each to me in full. I felt comfortable with my choice and she was able to get the coverage I needed immediately. I will use Renee for all my insurance needs in the future.

    Cheryl T Cohen
  • Great service!!

    Larry Christy
  • I was referred to this agency by a neighbor who spoke well of the service he received from Bob McMullen Insurance Agency. I dealt with Renee Scott who was very pleasant, helpful and knowledgeable of what I required to obtain homeowners insurance for our condo. I highly recommend the Agency and Renee Scott and will work with them again in the fall to renew our auto policy. FIVE stars!

    William Digman
  • Renee was very responsive and got me the best deal possible living in post Ian Florida

    Carole Satriano
  • My agent Diane at Bob Mcmullen insurance has been outstanding. Her professionalism and knowledge have been very refreshing which is something I have not experienced with other agencies. I fully recommend Diane and Bob McMullen to anyone having insurance needs.

    Adam Bashe
  • Always been a pleasure working with Diane Ryan. Professional, thorough, competent and so efficient with a genuine concern for her clients. Can't think of enough superlatives.

    Randy Smith
  • Diane Ryan found a new policy for our property which offered more protection than the previous one. She efficiently secured the new policy which saved us over $500 and cancelled the old policy. All this was done via email and electronic signing. Amazing! We continue to be very pleased with Bob McMullen's Insurance Agency and the exceptional services provided by his staff.

    Marcia Byrd
  • Great follow up and relevant contacts. Diane Ryan is simply the best.

    Raymond Bosso
  • Diane is the best agent anyone could ask for. She always goes up and beyond for her clients.

    Lenny Banks
  • Great service.

    Peter Mullen
  • Always there for me - no detail too small, no question too dumb. Thank You.

    Eric Pedersen
  • Helpful and thorough throughout the process.

    Wally Bartelt
  • Renee is the best! She handles everything, explains and even saved us money. I refer her to all my family and friends.

    Jill Phillips
  • Diane is professional, courteous, and responsive. Excellent service.

    kenneth courtney
  • Bob McMullen, and especially Diane Ryan, have provided outstanding home insurance services continuously for myself and my husband since 2002, covering several properties. Everything always goes smoothly with this agency, and Diane is a wonderful source of timely advice and support in all insurance matters. If you are looking for a very reliable, professional, knowledgeable and friendly Insurance Agency, this is the one.

    Carol Dorrough
  • They are quality, kind and responsive. No need to ever look elsewhere. Very knowledgeable they have all my insurance needs covered.

    Mark WF
  • Diane is wonderful to work with all the time! I can't say enough about how good her service is for me in business insurance requirements as well as in my personal insurance requirements. I don't want her to ever leave!

    Steven Stafford
  • Upon moving to SW Florida 6 years ago I had the McMullen agency recommended to me and I've been with them ever since. I've been very pleased with all aspects of the business for my specific needs. My liaison has always been Diane, who has done a great job over the years of not only being attentive and quick to respond to my questions, but also in anticipating them and what my future needs might be due to changing circumstances. Since I received the recommendation for the Bob McMullen agency years ago, I too, have recommended them several times to newcomers to our area. - Jay

    Jay Janisse
  • I recently switched to Bob McMullen Insurance Agency and I am so pleased with the personalized service and their expertise. My questions get answered right away and it is a good feeling to know that there is a person on the other end who is competent and willing to help.

    Angela Gipson
  • I've had nothing but good experiences working with Bob McMullen Insurance Agency. Renee Scott has been a fantastic agent to work with!

    Maria Belback-Nuzum
  • Renee has been such a pleasure to work with. Extremely knowledgeable and thorough and I know I am in good hands and properly insured!

    Karen Salerno
  • The team is one of the most extraordinary ones out there. They are so committed to great service and customer orientation!

    Mark Aikman
  • Great condo coverage in Florida. Diane Ryan called me to change providers for a better rate saving me several hundred dollars for the same coverage.

    Barry Burke
  • Very personal and willing to discuss options.

    Michelle Jack
  • Diane Ryan is a professional.

    charlie cavaliere
  • I've been working with Diane at Bob McMullens Insurance Agency for over 2 yrs now and she is great. They explain changes to my insurance if theres any and answer all my question promptly. Excellent service.

    Bea Sampedro
  • I decided to use Bob McMullen Insurance Agency for our two autos in Florida. Working with his agency was very easy and his group was able to save me 40% from what I was previously paying. The savings were mainly because my wife and I don't drive our cars many miles at all (Both cars driven less then 2000 miles per year).

    Edward Weber
  • Always been given the most accurate information relevant to our Condo insurance. Above and beyond professional Thanks for being there.

    Gary Oliver
  • I have been working with Diane for many years. She is an outstanding agent and will go the extra mile for her clients. Diane was especially helpful after Hurricane Ian wrecked our home. I wouldn’t use anybody else for my home insurance.

    Dave Allen
  • Bob McMullen's agency has always had my best interest at heart.

    Sharon Antonelli
  • Diane has a thorough working knowledge of the different types of insurance. I have dealt with her and Bob for many years now and am completely satisfied. She has always found the correct insurance company for my needs and the best prices. She and Bob are never too busy to answer questions.Diane or Bob will find the right insurance company for you.

    Cinnie Parkins
  • I can't say enough good things about my agent Diane Ryan - the best!

    jbruneel1
  • Renee at Bob McMullen Insurance is so easy to deal with. I feel like she has my best 8nterests at heart, I highly recommend!

    Elaine Paula
  • I enjoy working with the Agency. As a past owner of one of the largest independent insurance agencies in Connecticut, I know how hard the insurance business is. Diane responds quickly and is very knowledgeable with my Florida coverage. I would highly recommend Bob McMullen for your insurance.

    Fred Serra
  • Our agent, Diane, is the absolute greatest! Excellent responsiveness, professionalism, and high quality service!

    James Laurito
  • The McMullen agency is a Top notch organization. No if's and or buts. We are very happy.

    John Drohan
  • We've used Bob McMullen's office and Diane R for many years. Diane's always happy to help us shop for the best policies for our needs as they change and is quick to respond and answer questions as I have them.

    Darcee Schiering
  • Excellent service and very helpful

    Rainer Lehmann
  • Knowledgeable , Excellent and prompt service. Access to very good products.

    Steve Mendenhall
  • All good

    Larry Pleau
  • excellent customer service.

    kenneth Peterson
  • I have been using Bob McMullen Insurance Agency for a number of years. They always find me the best rates and if there are any problems down the road are quick to assist.

    Karen Zawacki
  • I found the right agency and right agent ( Renee Scott) for my condo insurance to include wind and hail coverage others did not offer or offered at much higher premium costs.

    Jerry Sullivan
  • We have been working with Bob McMullen Insurance Agency since 2002, with Mrs. Diane Ryan, and they are always trustworthy, truly professional, highly knowledgeable, available and very helpful. We thoroughly recommend this Insurance Agency.

    Carol Dorrough
  • Bob McMullen Insurance is a wonder company with wonderful, efficient, helpful agents.

    Marilyn R Hodges
  • Diane has been so good to deal with over the years. She always follows up.

    l r
  • Very efficient…great at following up!

    Barbara Aveni
  • I have been a customer of Bob's for 20 years and that pretty much says it all - professional, knowledgeable and friendly. Working with his assistant Diane has always been terrific - I can't say enough about her follow-up and communication skills.

    Tom Purpura
  • Diane Ryan, in my condo insurance dealings in the past 20 years is the most knowledgeable, courteous, and effective customer advocate in the business, bar none. You could not do any better with any local insurance broker/advocate.

    Paul Simoneau
  • Diane Ryan was great to work with She is well informed and very responsive. Very sharp individual.

    Michael Scardino
  • Extremely helpful person

    Jan Dr. Hradec
  • Working with Diane Ryan of the Bob McMullen agency was a great experience to insure a new condo, add an umbrella policy and change over insurance on 2 vehicles. Diane was very professional and diligent with prompt and knowledgeable replies. Highly recommend!

    ROBERT WAHLERT
  • Diane Ryan is outstanding to work with and responses quickly whenever I have a question or need some advice. I would highly recommend using Diane for all your insurance needs.

    Rodney Falsetti
  • Diane Ryan at the agency has been a pleasure to work with. Always there to answer questions, and bring up issues I may have missed. I cannot say enough positive things about the Bob McMullen agency.

    Dennis Finnerty
  • I have been using the Bob McMullen Insurance Agency for both my home and auto needs in Southwest Florida for the better part of ten years. They are wonderful people to work with. The staff is extremely knowledgeable with respect to all aspects of insurance coverage and I have always received prompt responses to any coverage related questions. I highly recommend this Agency for your insurance needs.

    Mark Vilimek
  • Bob McMullen agency and Renee have been awesome in providing excellent coverage at a reasonable price.

    Thomas Shaw
  • I have been an Allstate customer for OVER 50 years and NEVER plan to move my insurance

    Walter Slack
  • Diane Ryan has been my agent for several years and I feel she has been there every step of the way. I have great trust in her and her knowledge of the business.

    James Thoemke
  • Diane at Mcmullen is great great service

    Sharon Bane
  • I’ve been with Diane at McMullen for 10 years and she has taken very good care of us. She’s proactive in making sure you’ve got the best rate and good quality insurance. She’s there for you when you need to make a claim. I’m very thankful for Bob McMullen Insurance Agency‘s level of service!

    Ballet Docs
  • Bob McMullen Insurance Agency has been terrific for me. Especially Diane Ryan, who has gone above and beyond to help me solve any issues I have had over the years!

    tomheuer
  • I receive professional service and a quick response every time I contact Bob McMullen Insurance!

    Steve Rivette
  • I have never had better service and attention to detail as with Diane Ryan. In this Florida atmosphere it's very important to feel like you are really being looked after and that's how I feel using their services. I have zero complaints and have had some damage from our weather here, but have no worries about with them by my side.

    Laurie Rodriguez
  • Diane Ryan at the McMullen Insurance Agency knows what it means to be a first class agent. In my five years as a customer, Diane has consistently proven herself by going above and beyond to provide superior service. Imagine after devastating Hurricane Ian in 2022 where our home was flooded, Diane connected immediately and was invaluable in helping with our claim. In addition, she is always shopping for the best price for our polices, whether it’s home or auto and can be counted on with responsive and valuable assistance. Do yourself a favor and check out their services.

    Rich Chpnaput
  • Bob and Company are helpful and efficient. Very nice to deal with.

    Sue Nic
  • Renee Scott has always been very responsive when I’ve reached out with our insurance needs. She responds promptly with information and answers to my questions. I recommend her for your insurance needs.

    Sue Maday
  • Diane has always helped our situation to deliver alternatives to save money.

    Richard Arbogast
  • Diane Ryan of Bob McMullen Insurance Agency is a dedicated customer advocate! Diane has helped my wife and I find the best coverage options to fit our home and auto needs. She has given us true peace of mind knowing that we are safeguarded against any issue. Thank you Diane for all of your assistance!

    Sean OLeary
  • Diane Ryan has been terrific...she really cares about doing a good job, and does it...Joe Davi

    joseph davi
  • Diane Ryan has been servicing our Florida home insurance needs for a few years and I am very happy with the service she has provided us. I feel confident that she has our interest at heart and will find the best insurance company for our needs. She has always been accessible and that is of great importance to me.

    Ruth Bell
  • Excellent service 24/7

    pat richter
  • Great insurance agency, they checked with all the insurance companies for the best coverage and the best rates. We have used them for many years.

    David Raass
  • Superb service, rapid responses and helpful staff always available.

    Bonnie Curtin
  • Smaller agency with great customer service. They shop the market for the best coverage and rates

    Norb Nicpon
  • Diane Ryan whom truly is the only one person I’ve always dealt with but had the pleasure of meeting Bob McMullen & his lovely Mother when I first moved to the area about 15 years ago! Diane is a true professional with the utmost insurance knowledge I was looking for and proved that she has the due diligence, accountability and impeccable service I look for as my insurance broker! As a past insurance broker, be rest assured, you will not be disappointed if you choose Diane or Bob’s agency! Remember, Be Assured; be Insured! With appreciation and loyalty, Judy Hummel

    Judy Hummel
  • Diane Ryan provides excellent service and reviews my policies annually and suggest changes when a less expensive better product is available. Jordan also provides excellent customer service! Good job!

    Brian Regan
  • We have use this agency for years and have nothing but the best things to say about them! We pretty much call them each year around the time premiums are due and they research possible new plans that are better economically that provides good coverage. This is a time consuming effort that they do willingly. This is one of the most competent agencies we have ever worked with. Renee and Jordan are simply the best!

    Ellen Siers
  • I did a search of insurance agencies nearby. Bob McMullens Agency was one of many, which appeared. I looked at the reviews and Diane Ryan's name came up many times, as being very positive. I contacted the agency and requested that Diane contact me. She did and it was absolutely fantastic service from then on. She put me at ease from the very beginning and answered all of my questions. I can't say enough good things about Diane, and would recommend her very highly. I am now a client of Bob McMullen Insurance Agency with Diane as my agent. Thank you Diane, it is a pleasure to work with you.

    Stewart Barden